Mortgage Payment Calculator
Free Tool

Estimate Your Monthly
Mortgage Payment

Choose your loan type, adjust the inputs, and see your estimated payment instantly.

🏦
Conventional
3–20% Down
🏛️
FHA Loan
3.5% Min Down
VA Loan
0% Down Eligible
📍
—%
$
$
3.5% minimum for FHA
7.0%
3%12%
%
$
Loan Amount
Est. Monthly Payment
Total Interest Paid
Monthly Payment Breakdown
Principal & Interest
Property Tax
Home Insurance

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This calculator provides estimates for informational purposes only and does not constitute financial or legal advice. Loan terms, fees, and eligibility vary by lender and borrower profile. VA funding fee rates are based on 2024 guidelines. FHA MIP rates are based on current FHA schedules. Consult a licensed mortgage professional for an accurate quote.